Boarding Catteries and Kennels Insurance

From £188 a year (monthly payment options available)

Enquire Now

Boarding Catteries and Kennels Insurance

From £188 a year (monthly payment options available)

Enquire Now

This policy is suitable for people and businesses which are looking to cover their liability to the public whilst carrying out their business activities as a licenced boarding kennel or cattery.. It is not suitable for those who are only boarding animals within their own homes.

Welcome home to award-winning pet business insurance

Cats may have nine lives but your business could only have one. Let Cliverton help protect it with a bespoke kennel and cattery insurance policy that’s just as unique as each of your furry clients.

Protecting your passion with our kennel and cattery insurance

We know running a boarding kennel or cattery isn’t just a job – it’s a passion. That’s why it’s crucial to make sure your business is safeguarded.

With over 50 years’ experience, we know your industry inside out and understand the challenges that come with running a kennel or cattery. Working with us means you can rest easy knowing that you’re covered for accidents that may happen.

Our team of animal-loving insurance experts are here to guide you every step of the way. We’ll help you choose the right coverage, answer your questions and offer support when you need it most. Because when it comes to your business, we’re in it together.

 

What’s included
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control £50,000
  • Goods in Transit £5,000
  • 24 Hour Claims Service
  • 24 Hour Legal and Tax Helpline
Optional
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Material Damage
  • Vet Fee Package
  • Loss of Money £1,000
  • Loss of Licence £50,000
  • Frozen Foods
  • Professional Indemnity £500,000
  • Business Interruption
  • Personal Accident £100 per week
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control £50,000
  • Goods in Transit £5,000
  • 24 Hour Claims Service
  • 24 Hour Legal and Tax Helpline
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Material Damage
  • Vet Fee Package
  • Loss of Money £1,000
  • Loss of Licence £50,000
  • Frozen Foods
  • Professional Indemnity £500,000
  • Business Interruption
  • Personal Accident £100 per week

POLICY INFORMATION

Public Liability

Designed to protect you against liability claims for injury caused to third parties or damage to their property as a result of your negligence, for instance if a dog escapes and injures a member of the public.
The standard limit is £5 million, but it can be extended to £10 million for an additional premium.

Products Liability

This covers the club up to £5 million if injuries or damages arise as a result of a defective product that your business had supplied. Please note, this is NOT cover for retail sales where you sell any products.

Care, Custody & Control

Cover is provided for any claim made against you for either injury, loss or death of an animal while in the care, custody or under the control of you or an employee. This, however, will not cover any animal owned by you or the business.

Employers’ Liability (optional extra)

If you have paid, voluntary or self-employed helpers working for your business, you are legally required to have this insurance as this will provide cover should they suffer an injury while at work. The amount of cover provided is £10 million.

Loss of Money (optional extra)

Provides your business with up to £50,000 annual coverage for the loss of money that belongs to your business or for which you are responsible. It also includes benefits for bodily injuries sustained by you or your employees due to robbery or attempted robbery that occurs during the course of business operations.

Loss of Licence (optional extra)

Provides up to £50,000 coverage for any decrease in the value of your business or premises due to the loss of your licence or refusal of renewal of your boarding license by the licensing authority through no fault of your own.

Frozen Foods (optional extra)

Covers loss of frozen foodstuffs due to freezer breakdown or interrupted flow of electricity for more than 60 minutes. The maximum value covered is £5,000 and the freezer must be no more than 8 years old.

Professional Indemnity (optional extra)

Protects your business should you offer professional advice for a fee, such as advising on training techniques and it results in either a physical or financial loss. The resultant claims can be covered up to a standard of £500,000.

Business Interruption (optional extra)

Protects against financial losses resulting from damage to your business premises caused by insured perils, such as a severe storm, which may cause temporary interruption or interference in your business activities. Cover for loss due to a pandemic is not covered.

Personal Accident (optional extra)

By including personal accident cover under your policy, you will be provided with a weekly benefit of £100 payable for 104 weeks.  This protects the insured party should they suffer an injury whilst carrying out your business activities.

This cover also includes a lump sum compensation for accidental death, permanent loss of sight and/or limbs and total disablement.

We are also able to include employees should they sustain an accidental injury whilst working for you.  Specifically, this applies to situations in which you or the business has not been negligent.

Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.

Please note that cover is only provided for accident only, not sickness, and does not cover injury sustained whilst commuting to or from work.

Excesses

Public liability

  • Third party injury – nil
  • Third party property damage – £100
  • Products liability – nil
  • Care, Custody and Control – nil

Employers’ liability – nil

Vet fee – nil

Goods in transit – £100

Professional indemnity – nil

Property damage – £100

Business interruption – nil

Loss of money – £100

Frozen food – £100

Personal accident – first 7 Days

 

IMPORTANT INFORMATION

Terms of Business LBSD v20 06.07.23

CLIVERTON_Provision of Services Statement 03.07.23

The Public Liability policy is underwritten by Aviva Insurance Limited

Kennels & Catteries Summary of Cover 

Kennels & Catteries Policy Wording 

Legal Expenses Policy is underwritten by Markel International Insurance Company Limited.

Legal Expenses – Key Facts

Legal Expenses Policy Wording

 

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