• Commercial boarding of dogs, cats and small domestic pets
  • Boarding of rescue dogs & cats
  • Boarding of council strays and dog warden activities
  • Boarding of specially controlled dogs
  • Grooming & Microchipping of boarders and non boarders
  • Dog training including gun dog training
  • Hydrotherapy
  • Quarantine kennels & catteries
  • Pet Crematoria
  • Breeding of dogs and cats
  • Retail sales
  • Pet photography
  • Attending shows & showing
  • Vets fees
  • Loss of licence

Which of these do I need?

Public liability
£5,000,000

Liability to animals in your care, custody or control
£20,000 per animal.
The maximum amount payable is unlimited in the policy year.

Employers' liability
£10,000,000

Insurance for boarding kennels
Insurance for catteries

Plus additional covers (not dependent on legal liability)

Vets fees for injury or illness to animals in your care, excluding breeding, vaccinations and pre-existing conditions
£2,000 each animal

Death from injury or illness
£2,000 each animal

Loss from theft or straying
£2,000 each animal

Advertising and reward following theft or loss
£500 each animal

Reimbursement of fees following abandonment and death or loss by theft or straying
£500 each animal

The maximum amount payable for claims in respect of the above additional covers is unlimited per policy per year.

The Public and Products Liability section includes (within the basic premium) associated trading activities such as grooming boarded animals, breeding, showing your own dogs, goods or animals in transit and up to three promotional public events a year.

At additional cost, a wide range of further ancillary activities can be insured. Examples may be grooming non-boarded animals, training, hydrotherapy and retail sales of pet equipment. Cover is also available for boarding rescue dogs, council strays and specially controlled dogs.

The cover for vets fees extends to include illness commencing within 72 hours of leaving the kennel and vets fees can be paid for a period of up to 3 months for conditions arising whilst in kennels (subject to the policy limits mentioned above).

The Public Liability cover includes loss or injury to other members of the public caused by animals escaping whilst being transported by yourself or your staff.

Material damage

We are able to arrange cover for buildings, contents, tools, equipment, stock and other property used in association with your kennel or cattery business. Business interruption cover is available, in order to protect your income following damage by an insured peril.

Personal accident

Our recommended policy can be extended to include a capital payment of £10,000, in the event of death, loss of sight or loss of limbs, and a weekly payment, of £100, following temporary total disablement. This is payable for a maximum of 104 weeks, and no payment is made for the first seven days.

Policy Excesses

Public Liability
-Third party injury - Nil
-Third party property damage - £100

Products Liability - Nil

Vet fee, Custodial Liability - Nil

Employers Liability - Nil

Professional Indemnity - Nil

Property Damage - £100

Business Interruption - Nil

To arrange your insurance policy

Either click on the quick-quote link above, complete your details and we will send you an insurance quotation, or contact the Cliverton office to discuss your requirements in greater detail.


Cliverton, 15-17 Norwich Road, Fakenham, Norfolk NR21 8AU
Tel: 01328 857921 Fax: 01328 857959 Email: info@cliverton.co.uk
Cliverton is a trading name of Lycett, Browne-Swinburne & Douglass Ltd. which is authorised and regulated by the Financial Conduct Authority (FCA No. 310623).

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