Exotic Animals, Reptiles and DWAA
The owners of exotic and unusual pets may need to arrange public liability cover, as keeping such animals will almost certainly be excluded from the liability section of any household insurance policy. Where animals need to be licenced under the Dangerous Wild Animals Acts 1976 and 1984, it is a requirement of the licence that adequate public liability insurance is arranged.
Cliverton have considerable experience in arranging such policies for private owners, and also for owners who use the animals for commercial purposes, including public display, lectures, educational visits and venom collection.
In certain circumstances, the cover can be extended to include handling of the animals by members of the public.
If appropriate, please see the separate page setting out the cover available for users of raptors and falcons.
Summary of cover(you do not need to select all sections)
| Employer’s Liability | £10,000,000 |
| Public Liability | £1,000,000, (£2,000,000 or £5,000,000
available at additional cost) |
Property damage
We are able to arrange insurance for buildings, contents, tools, equipment, stock and other property used in association with your business or domestic collection of animals.
Fire and theft cover is available for animals whilst located on your premises.
For commercial policyholders, business interruption cover may be added, in order to protect your income following damage by an insured peril.
Excess
The Public Liability and Employers’ Liability sections are not subject to any excess (other than an excess of £250 in respect of damage to third party property). Property damage claims are subject to various levels of excess and full details will be provided at the time of quotation.
To arrange your insurance policy
The cover summarised above can be matched to your particular circumstances. In order to obtain a quotation please either complete the attached Quick Quote form and return it to Cliverton or contact us to discuss your insurance requirements in greater detail. There is no obligation on you at this stage, and the full terms and conditions of the policy will be explained to you. A written quotation will be provided.