Boarding kennels and catteries
We have always believed our boarding kennel and cattery policy to be the best available . However, the insurance market is constantly changing, and in order to keep ahead of our competitors, we have recently changed to a new insurance company, with some significant enhancements in cover. We now include, on one policy, all of your employer's liability, public liability and material damage needs, and personal accident cover is now available as an extension.
Summary of Cover
| Employer’s Liability | £10,000,000 |
| Public Liability | £2,000,000 including liability for animals in the care, custody or control of the insured, if proved legally liable when a boarded animal is injured, lost, falls ill or dies. |
Plus additional covers (not dependent on legal liability)
| Vets fees for injury or illness to animals in your care, excluding breeding vaccinations and pre-existing conditions | £1,250 each animal |
| Death from injury or illness | £1,250 each animal |
| Loss from theft or straying | £1,250 each animal |
| Advertising and reward following theft or loss | £300 each animal |
| Reimbursement of fees following death or loss | £300 each animal |
The maximum amount payable for claims in respect of the above additional covers is unlimited per policy per year.
The public liability limit can be increased to £5,000,000 at additional premium. In addition to the basic cover, the Public and Products Liability section can be extended to include associated trading activities such as pet grooming, training and retail sales of pet equipment.
The cover for vets fees extends to include illness commencing within 72 hours of leaving the kennel and vets fees can be paid for a period of up to 3 months for conditions arising whilst in kennels (subject to the policy limits mentioned above).
The Public Liability cover includes loss or injury to other members of the public caused by animals escaping whilst being transported by yourself or your staff.
Material damage
We are able to arrange cover for buildings, contents, tools, equipment, stock and other property used in association with your business. Business interruption cover is available, in order to protect your income following damage by an insured peril.
Personal accident
Our recommended policy can be extended to include a capital payment, in multiples of £10,000, in the event of death, loss of sight or loss of limbs, and a weekly payment, in multiples of £100, following temporary total disablement. This is payable for a maximum of 104 weeks, and no payment is made for the first seven days.
Excess
The Public Liability, custodial liability, vet fee and Employers’ Liability sections are not subject to any excess (other than an excess of £250 in respect of damage to third party property). The care, custody and control and vet fee extension is not subject to an excess. The material damage excess is £100 each loss other than buildings, where a £250 excess applies.
To arrange your insurance policy
The cover summarised above can be matched to your particular circumstances. In order to obtain a quotation please either complete the attached online quotation form or contact us to discuss your insurance requirements in greater detail. Printed quotation forms are available via the Download Stationery tab at the top of this screen.
There is no obligation on you at this stage, and the full terms and conditions of the policy will be explained to you. A written quotation will be provided.