Pest Control Insurance

From only £204.80 per year

Or 9 monthly payments of £25.03 (total repayable £225.28)

Enquire Now

Pest Control Insurance

From only £204.80 per year Or 9 monthly payments of £25.03 (total repayable £225.28)

Enquire Now

“Automatic Cover for Deep Cleaning, Fumigation and Disinfection”

 

We thought you’d like to know that our Pest Control insurance policies automatically provide cover for deep cleaning, fumigation and disinfection.

 

Existing customers: If you have any queries please email us on info@cliverton.co.uk ,please include your postcode in the email to ensure that we can find your policy details.

 

New Customers : If you would like further information regarding this please contact us by email on info@cliverton.co.uk or by submitting a request via our website

 

If you are providing a pest control or hygiene and facilities management service, Cliverton can arrange a tailor-made pest control insurance policy designed to meet your requirements. Our pest control policy will automatically provide insurance for the use of rifles and shot guns where they are used in conjunction with your pest control activities. The policy will also automatically include public liability for the use of birds of prey for pest and vermin control, if you use your birds of prey for public handling we have a falconry policy to suit your needs.

This product is suitable for people and businesses who wish to cover their liability to the public whilst providing pest and vermin control activities.

What’s included
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Breach of Professional Duty
  • 24 Hour Claim Service
  • 24 Hour Legal Advice Line
  • 24 Hour Tax Advice Line
Optional
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers Liability £10,000,000
  • Personal Accident £200 per week
  • Material Damage
  • Loss of Money £50,000
  • Fidelity £50,000
  • Loss of Keys £25,000
  • Mis-use of Telephones £5,000
  • Business Interruption
  • Goods in transit
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Breach of Professional Duty
  • 24 Hour Claim Service
  • 24 Hour Legal Advice Line
  • 24 Hour Tax Advice Line
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers Liability £10,000,000
  • Personal Accident £200 per week
  • Material Damage
  • Loss of Money £50,000
  • Fidelity £50,000
  • Loss of Keys £25,000
  • Mis-use of Telephones £5,000
  • Business Interruption
  • Goods in transit

POLICY INFORMATION

Business Activities Covered

  • Pest & vermin control
  • Gamekeeping
  • Mole t& rabbit control
  • Use of rifles & shotguns
  • Use of Birds of prey
  • Humane destruction of road injured animals
  • Bed bug detection and destruction
  • Litter picking
  • Supply of pest control products
  • Manufacture and installation of fly screens
  • Bird proofing

Public Liability

This will cover claims arising from the actions of you, an employee, voluntary or self employed helper which has resulted in injury to a third party or damage to a third parties property as a result of your negligence.

The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.

If you hold a council or Forestry Commission contract please check the level of Public Liability required.

Products Liability

This section of the policy provides cover for claims arising from products supplied by you during the course of the insured activities.

The limit of £5,000,000 is standard and is included as part of the Public liability for no additional charge.

Breach of Professional Duty

Provides indemnity against legal liability for Compensation and Costs and Expenses which arises in connection with The Business, for claims arising from any breach of professional duty as a direct result of any negligent act, negligent error or negligent omission.

Employers’ Liability (optional extra)

Where you have paid, voluntary or self employed helpers working for you in connection with your pest control activities; it is a legal requirement that you have Employers’ Liability insurance. This will provide cover in the event of them being injured whilst working for you due to negligence.

The amount of cover provided is £10,000,000.

Please inform us should you have anybody who assists you on a voluntary basis.

Personal Accident (optional extra)

By including Personal Accident cover under your policy you will be provided with a weekly benefit of £200 payable for 104 weeks in the event of you suffering an injury whilst carrying out your business activities.

This cover also includes a lump sum compensation for accidental death, permanent loss of sight and/or limbs and total disablement.

We are also able to include employees should they sustain an accidental injury whilst working for you where you or the business has not been negligent.

Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.

Material Damage (optional extra)

We are able to provide cover for damage to the following where it is used in connection with your business –

  • Building
  • Contents
  • Stock
  • Tools of the trade
  • Trailers
  • Mobile phones
  • Computers
  • Portacabins (limited cover)
  • Hired in plant (such as cherry pickers)

Loss of Money (optional extra)

Provides cover for the loss of money belonging to your business or for which you are responsible, along with benefits in respect of bodily injury sustained by you or an employee as a result of robbery or attempted robbery arising in the course of the business.

Fidelity Insurance (optional extra)

Provides cover for the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of their employment.

Loss of keys (optional extra)

£25,000 of Cover is provided for the cost of replacing clients’ keys and locks; which were in the care of you or an employee at the time, following loss and any consequential

Mis-use of telephones (optional extra)

Covers the legal liability to your customers for their financial loss incurred due to the unauthorised use of telephones by your employees. The limit of indemnity for this is £5,000

Business Interruption (optional extra)

Business Interruption provides you for loss of income following interference or interruption to your business which has been caused by damage to your business premises.

Goods in Transit (optional extra)

This section provides cover for damage to property belonging to you (or the business) or held in trust for which you are responsible, whilst it is in transit within the United Kingdom. The limit of indemnity for this is £3,000

 

What is not covered?

  • Any work outside of the United Kingdom
  • Any work in the Republic of Ireland
  • Flying of drones for pest control activities
  • The personal use of a shotgun or rifle
  • Any Excess applicable

Excesses

  •  Public & Employers Liability
    • Third party injury – Nil
    • Third party property damage  – £250
  • Professional Indemnity – Nil
  • Efficacy – £250
  • Fidelity – £250
  • Loss of Keys – £250
  • Money – £100
  • Misuse of Telephones – £250
  • Material Damage
    • Buildings – £250
    • Subsidence – £1,000
    • Hired in Plant – £250
    • Goods in transit – £100
    • Tools of the trade – £100
    • Laptops – £100
    • Mobiles  – £100

 

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