Pet Rescue & Wildlife Rescue Insurance
From only £171.20 a year (monthly payment options available)
Enquire NowPet Rescue & Wildlife Rescue Insurance
From only £171.20 a year (monthly payment options available)
Enquire NowThis policy is suitable for people, businesses or rescue organisations who are looking to cover their public liability for the rescuing and re-homing of animals. It is not suitable for those looking to cover vets fees, this policy will not cover the rescuing of dogs. Please visit the dog rescue section of the website.
Cover as unique as your business
Are you devoted to helping to find furrever homes for cats? Hooked on the rescue and rehabilitation of hedgehogs? Or wild about rescuing British wild birds? Whatever your animal passion, this specialist insurance has you covered.
Pawsome animal rescue insurance
Animal rescue may be a worthwhile and rewarding venture, but it does not come without its risks. Whether you are caring for cats, swans or hedgehogs, all animal rescues are responsible for the safety of their employees, volunteers and the general public who may visit or interact with the rescue.
From an animal-related injury to your volunteers to property damage, insurance is a vital investment.
The friendly Cliverton team has more than 50 years’ experience insuring animal-related businesses and organisations, so you can rest assured that we will provide you with the right cover at the right price.
As we speak your language, we can also offer empathic support at the time you need us most.
- Public Liability £5,000,000
- Products Liability £5,000,000
- Public Liability £10,000,000
- Products Liability £10,000,000
- Employers’ Liability £10,000,000
- Events, Shows and Fundraising
- Professional Indemnity £100,000, £250,000 or £500,000
- Personal Accident
- Equipment & Property
- Public Liability £5,000,000
- Products Liability £5,000,000
- Public Liability £10,000,000
- Products Liability £10,000,000
- Employers’ Liability £10,000,000
- Events, Shows and Fundraising
- Professional Indemnity £100,000, £250,000 or £500,000
- Personal Accident
- Equipment & Property
POLICY INFORMATION
What business activities are covered?
Cover for rescuing any small domestic animals from cats to snakes and any small wildlife such as hedgehogs. If you deal with the occasional larger animals such as horses or donkeys, please still get in touch as we may well be able to help.
Public Liability
This covers claims arising from the actions of you, an employee or the one of the animals which has resulted in injury to a third-party or damage to their property due to your negligence.
The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.
Products Liability
Will cover you for claims arising from products (up to £5 million) used by you during the course of your business activities.
Employers’ Liability (optional extra)
Where you have paid, voluntary (including foster carers) or self-employed helpers working for you in connection with your business, it is a legal requirement that you have employers’ liability insurance. This will provide cover in the event of them being injured whilst working for you due to your negligence.
If you have or are thinking about having school age work experience please contact the office.
The amount of cover provided is £10,000,000.
Professional Indemnity (optional extra)
If you give professional advice as a service for a separate fee and that advice results in either a physical or financial loss, professional indemnity will cover any resultant claims.
Standard cover is payable up to £500,000 but we are able to also offer lower limits of professional indemnity cover for reduced premiums.
Equipment & Property (optional extra)
You can add cover for business property and equipment to your policy. This can include most items used for your business ranging from small items such as leads and collars and stock to large items such as office equipment.
We are also able to arrange additional cover for commercial premises, business interruption, theft of money and your home.
If you are running a business from your home we recommend that you notify your home insurer.
Personal Accident Cover (optional extra)
Provides financial compensation should the insured party be injured while carrying out business activities. You can choose from benefits of up to £250 per week.. This section includes a lump sum compensation for accidental death, permanent loss of sight and/or limbs and total disablement.
Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.
Events, Shows & Fundraising (optional extra)
Where you organize events, shows or fundraising in connection with your business, we are able to arrange the public liability.
We are able to arrange cover for just the one event or multiple events depending on your requirements.
What is excluded?
Cover for any rescuing or rehoming of dogs. Cover for rescuing or rehoming animals which are subject to the Dangerous Wild Animals Act (DWAA). Cover for the animals if they are injured or any vet fees. We cannot cover any animals rescued outside of the United Kingdom or any products you may sell.
Excesses
The following excesses are applicable to the business policy only.
Liability Excesses
- Public Liability
- Third party injury – Nil
- Third party property damage – £100
- Products Liability – Nil
- Employers’ Liability – Nil
Property Excesses
- Buildings – £250
- Contents – £100
- Money – £100
- Business Interruption – Nil
- All other property claims – £100
- Personal Accident – first 7 days of incapacity
IMPORTANT INFORMATION
Terms of Business LBSD v20 06.07.23
CLIVERTON_Provision of Services Statement 03.07.23
The Public Liability policy is underwritten by Certain Underwriters at Lloyd’s.
Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.
Commercial Combined Policy Wording
Legal Expenses Policy is underwritten by ARAG plc.
