Dog Clubs, Cat Clubs and Breed Society Insurance
From £154.40 a year (monthly payment options available)
Enquire NowDog Clubs, Cat Clubs and Breed Society Insurance
From £154.40 a year (monthly payment options available)
Enquire NowThis insurance policy is suitable for dog and cat clubs, as well as breed societies who wish to cover their public liability for club activities. It is not suitable for those wishing to cover animal breeding activities.
As a team of animal lovers, we know running an animal club or society is a dream role. So why not let us take care of the insurance so you can focus on the fun parts.
Your club or society is in safe hands
Whether you’re a fan of ferrets or crazy about cocker spaniels, there’s an animal club or breed society out there for everyone.
At Cliverton, we understand every club and society is unique. So we offer bespoke, comprehensive cover to meet your needs and activities, so you can have peace of mind knowing you’re protected.
From a slip and trip at a dog agility competition to venue damage during a committee meeting, we’ve got you covered. And with our team of animal-loving insurance experts, you can trust that we’ll be there for you when you need us most.
- Public Liability £5,000,000
- Products Liability £5,000,000
- Club Events & Shows
- Member to Member cover
- Employers’ Liability £10,000,000
- Public Liability £10,000,000
- Products Liability £10,000,000
- Professional Indemnity £100,000, £250,000 or £500,000
- Property & Equipment
- Personal Accident
- Public Liability £5,000,000
- Products Liability £5,000,000
- Club Events & Shows
- Member to Member cover
- Employers’ Liability £10,000,000
- Public Liability £10,000,000
- Products Liability £10,000,000
- Professional Indemnity £100,000, £250,000 or £500,000
- Property & Equipment
- Personal Accident
POLICY INFORMATION
What activities are covered?
It covers club meetings, AGMs, field trials, competitions, use of live ammunition (gun dog clubs), events and shows, and if a member injures a fellow member or damages their property.
Member to Member
Cover is provided for injury or damage to a club/society member or their property caused by a fellow member.
Events, Dog Shows & Fun Days
We arrange cover for events organised by the club which are going to be attended by members of the general public.
Please click here if you require cover for any events that are not related to your club or society.
Public Liability
Designed to protect the club against liability claims for injury caused to third parties or damage to their property as a result of your negligence. For instance if someone trips over equipment laying around at your cat show and injures themselves.
The standard limit is £5 million, but it can be extended to £10 million for an additional premium.
Products Liability
This covers the club if a member or guest were to be injured or their property damaged as a result of a product that the club or society had supplied.
Employers’ Liability (optional extra)
If you have paid, voluntary or self-employed helpers working for your business, you are legally required to have this insurance. This will provide cover should they suffer an injury while at work. The amount of cover provided is £10 million.
Professional Indemnity (optional extra)
Protects the club or society should you offer professional advice for a fee, for example breeding advice and it results in either a physical or financial loss. The resultant claims can be covered up to a standard of £500,000, however we are now able to offer lower levels of cover (£100,000 and £250,000) at reduced premiums.
Equipment & Property (optional extra)
We can cover your club property and equipment, from small items (such as handheld equipment and stock) to large (such as office equipment and ride-on lawn mowers). We are also able to provide cover for cups and trophies whether stored at a club house or in a private residence. Additional cover for commercial premises, business interruption, theft of money and your home is also available.
Personal Accident Cover (optional extra)
Provides financial compensation should the insured party be injured while carrying out business activities. You can choose from benefits of up to £250 per week. This section includes a lump sum compensation for accidental death, permanent loss of sight and/or limbs and total disablement.
Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.
What is not covered?
- The Policy Excess.
- Any Animal subject to the Dangerous Wild Animals Act (DWAA)
- The use of any dogs classed as a banned breed or subject to a Dog Control Order
- Personal liability for the use of guns.
Excesses
The following excesses are applicable to the business policy only.
Liability Excesses
- Public Liability
- Third party injury – Nil
- Third party property damage – £100
- Products Liability – Nil
- Employers’ Liability – Nil
Property Excesses
- Buildings – £250
- Contents – £100
- Money – £100
- Business Interruption – Nil
- All other property claims – £100
- Personal Accident – first 7 days of incapacity
IMPORTANT INFORMATION
Terms of Business LBSD v20 06.07.23
CLIVERTON_Provision of Services Statement 03.07.23
The Public Liability policy is underwritten by Certain Underwriters at Lloyd’s.
Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.
Commercial Combined Policy Wording
Legal Expenses Policy is underwritten by ARAG plc.
