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Pet Trainers and Behaviourists Insurance Cover

From only £120 per year

Or 9 monthly payments of £14.67 (total repayable £132)

Buy Now

Pet Trainers and Behaviourists Insurance Cover

From only £120 per year Or 9 monthly payments of £14.67 (total repayable £132)

Buy Now

Insurance for dog trainers, or indeed  training any pets, can be overwhelming. For any business, including dog trainers, insurance is a necessity, so let Cliverton take away all the stress. Whether you’re a dog trainer in need of liability insurance, or a pet behaviourist who runs your business from home, we can offer you an in-depth policy. Simply purchase your policy online or contact our team of experts to find out more.

This policy is suitable for people and businesses who provide dog training, run dog training classes or provide dog behavioural assessments who wish to cover their Public Liability .

What’s included
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control unlimited cover
  • Non-negligent Cover unlimited cover
  • Member to Member Cover
  • Three free Promotional Events
Optional
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Property & Equipment
  • Professional Indemnity £500,000
  • Personal Accident
  • Additional Events
  • Legal Expenses (separate policy available)
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control unlimited cover
  • Non-negligent Cover unlimited cover
  • Member to Member Cover
  • Three free Promotional Events
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Property & Equipment
  • Professional Indemnity £500,000
  • Personal Accident
  • Additional Events
  • Legal Expenses (separate policy available)

POLICY INFORMATION

Business Activities Covered

  • Dog Training

This provides cover should you provide dog training, this can be puppy classes, obedience or it can even be agility training.

  • Dog Training Clubs

If you run a dog training club this policy will provide public liability insurance, should the club have a committee with treasurer and secretary please refer to our Dog Clubs page by clicking here.

  • Behavioural Consultations

If you offer behavioural consultations, vet referrals, expert witness or have been called to assess the temperament of an animal this policy will automatically include this, however we do recommend that you consider holding Professional Indemnity.

  • Residential Dog Training

Where you feel an animal would benefit from being trained whilst staying with you or if this is a service you  provide Cliverton’s Dog Training policy provides you with Public Liability

  • Gun Dog Training

If you provide training for gun dogs our policy will include the use of guns for field trails and attending field trials. (please obtain separate personal liability for your firearms)

  • Dog Agility Club

 

  • Security & Specialist detection dogs

Where you provide training of either security or specialist detection dogs such as search and rescue dogs, drug dogs or general purpose dogs we include this as part of our policy. We do also offer a more specialist policy for these activities for more information please click here.

Member to Member

This provides cover should a member of or an attendee of your training group/club be responsible for causing injury to a third party or damage to a third parties property.

Public Liability

This covers claims arising from the actions of you, an employee or the one of the animals which has resulted in injury to a third-party or damage to their property due to your negligence.

The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.

Products Liability

This section of the policy covers you for claims arising from products supplied by you during the course of your business activities.

The limit of £5,000,000 is standard and is included as part of the Public Liability for no additional charge

Please note this is NOT cover for retail sales where you sell any products.

Care, Custody & Control unlimited cover

Cover is provided for any claims made against you for either injury, loss or death of a dog whilst in the care, custody or under the control of you or an employee due to your negligence.

Non-negligent Cover unlimited cover

This provides £25,000 of cover for claims made against you for the injury, loss or death of an animal to an accident where you or an employee are not at fault.

Employers’ Liability (optional extra)

Where you have paid, voluntary or self-employed helpers working for you in connection with your business, it is a legal requirement that you have Employers’ Liability insurance.

This will provide cover in the event of them being injured whilst working for you due to your negligence.

If you have or are thinking about having school age work experience please contact the office.

The amount of cover provided is £10,000,000.

Professional Indemnity (optional extra)

If you give professional advice as a service for a separate fee and that advice results in either a physical or financial loss, professional indemnity will cover any resultant claims up to a limit of £500,000.

This should be considered if you are providing behavioural reports or advice.

Equipment & Property (optional extra)

You can add cover for business property and equipment to your policy. This can include most items used for your business ranging from small items such as leads and collars and stock to large items such as agility equipment office equipment.

We are also able to arrange additional cover for commercial premises, business interruption, theft of money and your home.

If you are running your business from your own home we recomend that you notify your home insurer.

Personal Accident Cover (optional extra)

By including Personal Accident cover under your policy you will be provided with a weekly benefit in the event of you suffering an injury whilst carrying out your business activities.

You can choose from benefits of £100 per week payable for 104 weeks or £250 per week payable for 52 weeks. This section of cover also includes a lump sum compensation for accidental death, permanent loss of sight and/or limbs and total disablement.

Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.

Events, Shows & Fundraising (optional extra)

Where you organize events, shows or fundraising in connection with your business, we are able to arrange the Public Liability.

As part of our policy we automatically include three events free of charge, should you require more than this there will be an additional charge.

We are able to arrange cover for just the one event or multiple events depending on your requirements.

Legal Expenses (optional extra)

This is a separate policy running alongside your main business policy and will provide cover unexpected Legal Expenses relating to your business. These could relate to employment disputes, property and landlord disputes, contract disputes, tax protection or regulatory compliance and much more. It also provides a 24 hour legal and tax advice helpline along with an online hub of document and contract templates.

What is not covered?

  • Any animal scheduled under the Dangerous Wild Animals Act (DWAA)
  • Any activities outside of the United Kingdom, Northern Ireland or the Channel Islands.
  • Any excess applicable

Excesses

The following excesses are applicable to the business policy only.

Liability Excesses

  • Public Liability
    • Third party injury – Nil
    • Third party property damage – £100
  • Products Liability – Nil
  • Employers’ Liability – Nil

Property Excesses

  • Buildings – £250
  • Contents  – £100
  • Money – £100
  • Business Interruption – Nil
  • All other property claims –  £100
  • Personal Accident – first 7 days of incapacity

For the excesses applicable to the Legal Expenses policy please click here

IMPORTANT INFORMATION

Service Statement

Terms of Business

The Public Liability policy is underwritten by Aspen Insurance UK Limited.

Insurance product Information Document 

Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.

Equipment & Property Key Facts

Legal Expenses Policy is underwritten by Markel International Insurance Company Limited.

Legal Expenses – Key Facts

Legal Expenses Policy Wording

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What our customers think

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