Freelance Grooms Insurance

From only £221.08 per year

Or 9 monthly payments of £27.02 (total repayable £243.18)

Enquire Now

Freelance Grooms Insurance

From only £221.08 per year Or 9 monthly payments of £27.02 (total repayable £243.18)

Enquire Now

If you offer freelance groom services including horse clipping, riding and exercising of your clients’ horses our policy will provide you with the protection you need for both your liability to the public and the horses in your care.  Transportation of your clients’ horses can also be covered if required.  Our insurance policy can provide you with peace of mind so that you can focus on running your business.

What's Included
  • Public Liability £5,000,000
  • Care, Custody & Control £10,000
Optional
  • Public Liability £10,000,000
  • Employers' Liability £10,000,000
  • Transport of Horses
  • Public Liability £5,000,000
  • Care, Custody & Control £10,000
  • Public Liability £10,000,000
  • Employers' Liability £10,000,000
  • Transport of Horses

POLICY INFORMATION

Public Liability

This covers claims arising from the actions of you or an employee which has resulted in injury to a third-party or damage to their property due to your negligence.

The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.

Products Liability

This section of the policy covers you for claims arising from products supplied by you during the course of your business activities.

The limit of £5,000,000 is standard and is included as part of the Public Liability for no additional charge

Care, custody & Control £10,000

Cover is provided for any claims made against you for either injury, loss or death of a horse whilst in the care, custody or under the control of you or an employee.

The limit for this is £10,000 any one horse and £100,000 in aggregate.

Employers' Liability (optional extra)

Where you have paid, voluntary or self-employed helpers working for you in connection with your business, it is a legal requirement that you have Employers’ Liability insurance.

This will provide cover in the event of them being injured whilst working for you due to your negligence.

If you have or are thinking about having school age work experience please contact the office.

The amount of cover provided is £10,000,000

What is not covered?

  • Any horse owned by the insured
  • Any damage to the insured’s own property
  • Any injury to the insured
  • Commercial horse transporter
  • Any work outside of the United Kingdom
  • Any excess applicable

Excesses

The following excesses are applicable to the business policy only.

Liability Excesses

  • Public Liability
    • Third party injury – Nil
    • Third party property damage – £100
    • Care, custody & Control  – £250
  • Employers’ Liability  – Nil

IMPORTANT INFORMATION

Service Statement

Terms of Business

The Public Liability policy is underwritten by Aspen Insurance UK Limited.

Insurance product Information Document 

Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.

Equipment & Property Key Facts

Legal Expenses Policy is underwritten by Markel International Insurance Company Limited.

Legal Expenses – Key Facts

Legal Expenses Policy Wording

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