Cliverton Home Insurance
From only £280 per year
Or 9 monthly payments of £34.22 (total repayable £308)
Enquire NowCliverton Home Insurance
From only £280 per year Or 9 monthly payments of £34.22 (total repayable £308)
Enquire NowCliverton’s home insurance policies are designed for people running businesses from their home or its land. With optional levels of cover available you can be sure that the policy provided will be the most appropriate for your requirements and provide the peace of mind you deserve
This product would be suitable for those who wish to cover their domestic property and personal possessions whether or not they run business from their home or its surrounding land.
- Accidental Damage to buildings and contents
- Unauthorised use of bank cards following theft
- Legal Liability to the Public
- Pedal Cycles for theft or accidental damage
- Domestic freezer contents
- Temporary accommodation costs
- Injury to domestic staff
- Valuables away from the home
- Personal possessions away from the home
- Legal Expenses
- Pedal cycles for theft or accidental damage away from the home
- Unauthorised use of bank cards following theft away from the home
- Theft or damage of mobile phones away from the home
- Accidental Damage to buildings and contents
- Unauthorised use of bank cards following theft
- Legal Liability to the Public
- Pedal Cycles for theft or accidental damage
- Domestic freezer contents
- Temporary accommodation costs
- Injury to domestic staff
- Valuables away from the home
- Personal possessions away from the home
- Legal Expenses
- Pedal cycles for theft or accidental damage away from the home
- Unauthorised use of bank cards following theft away from the home
- Theft or damage of mobile phones away from the home
What can be insured?
Buildings
Insured
The costs of repairing, replacing or rebuilding your home, up to a maximum sum insured, plus loss of rent and temporary accommodation costs.
Not Insured
Wear & tear or any other gradually operating cause. For example, damp formed over a period of time due to poorly maintained guttering or the mechanical or electrical failure of a television.
Loss or damage to fixed fuel tanks in the open swimming pools, tennis courts, drives, patios and terraces, gates and contents in the open caused by storm, flood or weight of snow.
Contents
Insured
The costs of repairing or replacing the contents of your home, plus property in the open. Temporary removal of your contents to other premises including loss of rent and temporary accommodation.
Not Insured
The cost of replacing undamaged or remaining items or parts of the buildings which form part of a pair, set or suite following loss or damage to a matching item(s).
Any property held or used for business purposes.
Any damage caused by domestic pets.
Domestic Freezer Contents
The cost of replacing food in your fridge or freezer up to £500.
Pedal Cycles
Insured
The cost of repairing or replacing pedal cycles following theft or accidental damage.
Optional
The cost of repairing or replacing pedal cycles following theft or accidental damage whilst away from the home.
Legal Liability to the Public
Your liability as a private individual and as an owner or occupier of the home for bodily injury or property damage caused to another person.
Domestic Staff
Your Liability for bodily injury to your domestic staff.
Money & Bank Cards
Insured
Theft or accidental loss of money and any amounts which you become legally liable to pay as the result of unauthorised use following theft or loss of your bank cards.
Personal Possessions away from the home (optional)
This is an optional cover for the cost of repairing or replacing valuables and personal possessions which are lost or damaged whilst away from your home, this can including mobile telephones and jewelry.
Excesses
- Standard Excess from – £100
- Escape of Water – £250
- Subsidence – £1,000
