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Boarding Catteries and Kennels Insurance

From only £178 per year

Or 9 monthly payments of £21.76 (Total repayable £195.80)

Request A Quote

Boarding Catteries and Kennels Insurance

From only £178 per year Or 9 monthly payments of £21.76 (Total repayable £195.80)

Request A Quote

Where you operate a commercial licensed boarding kennel or cattery, Cliverton can provide a specialist, tailor-made kennel and cattery insurance policy to suit your requirements.

Additional business activities, such as a dog walking , can also be included depending on your needs. Everything that is offered by our boarding catteries and kennels insurance is listed below, and you can arrange a call back from our team to help you choose the right cattery and kennel insurance for you.

This policy is suitable for people and businesses which are looking to cover their liability to the public whilst carrying out their business activities as a boarding kennel or cattery which is licensed under the Boarding Establishments Act. It is not suitable for those who are only boarding animals within their own homes.

What’s included
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control £50,000
  • Goods in Transit £5,000
Optional
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Material Damage
  • Vet Fee Package
  • Loss of Money £1,000
  • Loss of Licence £50,000
  • Frozen Foods
  • Professional Indemnity £500,000
  • Business Interruption
  • Personal Accident £100 per week
  • Legal Expenses (separate policy available)
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control £50,000
  • Goods in Transit £5,000
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Material Damage
  • Vet Fee Package
  • Loss of Money £1,000
  • Loss of Licence £50,000
  • Frozen Foods
  • Professional Indemnity £500,000
  • Business Interruption
  • Personal Accident £100 per week
  • Legal Expenses (separate policy available)

POLICY INFORMATION

Public Liability

This covers claims arising from the actions of you, an employee or an animal in the care of the business which has resulted in injury to a third-party or damage to their property due to your negligence.

The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.

Products Liability

This section of the policy covers you for claims arising from products supplied by you during the course of your business activities.

The limit of £5,000,000 is standard and is included as part of the Public Liability for no additional charge.

Please note this is NOT for any retail sales in relation to the business

Care, Custody & Control

Cover is provided for any claims made against you for up to £50,000 for either injury, loss or death of an animal whilst in the care, custody or under the control of you or an employee.

This however will not cover any animal owned by you or the business.

Goods in Transit

Cover for injury to animals whilst being transported to or from your clients’ homes or to the vets. Does not provide any cover for the vehicle being used. Please make sure you have the appropriate business use under your motor vehicle insurance. Automatically included under your policy at no additional charge.

Employers’ Liability (optional extra)

Where you have paid, voluntary or self-employed helpers working for you in connection with your business, it is a legal requirement that you have Employers’ Liability insurance.

This will provide cover in the event of them being injured whilst working for you due to your negligence.

The amount of cover provided is £10,000,000.

Loss of Money (optional extra)

Provides up to £10,000 cover for the loss of money belonging to your business or for which you are responsible, along with benefits in respect of bodily injury sustained by you or an employee as a result of robbery or attempted robbery arising in the course of the business.

Loss of Licence (optional extra)

£50,000 cover is provided for the depreciation in value of your interest in the premises or the business due to the forfeiture or refused renewal of your boarding licence by the licensing authority through no fault of your own.

Frozen Foods (optional extra)

Damage to frozen foodstuffs due to breakdown of the freezer or interrupted flow of electricity for more than 60 minutes. The maximum sum insured allowable is £5,000 and the freezer must be no more than 8 years old.

Professional Indemnity (optional extra)

If you provide professional advice as a service or in return for a separate fee, and the advice is incorrect or results in either a physical or financial loss, Professional Indemnity cover will protect against claims up to a value of £500,000.

Business Interruption (optional extra)

Provides cover for loss of income following interruption or interference with the business resulting from damage to the property used by you at the premises which is caused by an insured peril. The optional level of cover available is between 75% and 100% of your turnover.

Personal Accident (optional extra)

This will cover you for injury in the course of or in connection with any occupation which we insure you for, excluding commuting to or from work. Cover is provided for accident only, excluding sickness. It provides a weekly benefit of £100 per week payable for 104 weeks.

Cover is also included of up to £10,000 for accidental death, permanent loss of sight, permanent loss of limbs and total disablement.

Legal Expenses (optional separate policy)

This is a separate policy running alongside your main business policy and will provide cover unexpected Legal Expenses relating to your business. These could relate to employment disputes, property and landlord disputes, contract disputes, tax protection or regulatory compliance and much more. It also provides a 24 hour legal and tax advice helpline along with an online hub of document and contract templates.

 

 

Excesses

Public liability
Third party injury – nil
Third party property damage – £100
Products liability – nil
Vet fee package – nil
Custodial liability – nil
Employers’ liability – nil
Goods in transit – £100
Professional indemnity – nil
Property damage – £100
Business interruption – nil
Loss of money – £100
Frozen food – £100
Personal accident – first 7 Days

IMPORTANT INFORMATION

Service Statement

Terms of Business

The Public Liability policy is underwritten by MS Amlin Underwriting Limited

Kennel and cattery Key Facts 2017

Legal Expenses Policy is underwritten by Markel International Insurance Company Limited.

Legal Expenses – Key Facts

Legal Expenses Policy Wording

 

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