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Microchipping Insurance

From only £120 per year

Or 9 monthly payments of £14.67 (total repayable £132)

Buy Now

Microchipping Insurance

From only £120 per year Or 9 monthly payments of £14.67 (total repayable £132)

Buy Now

This policy is suitable for people and business who are looking to cover their Public Liability whilst providing microchipping of animals and also providing a microchip scanning service. Cliverton are able to arrange you with a bespoke policy to suit your requirements.

What's included
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control unlimited cover
  • Non-Negligent Cover unlimited cover
Optional
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers' Liability £10,000,000
  • Equipment & Property
  • Professional Indemnity £500,000
  • Personal Accident cover
  • Events, Shows and Fundraising
  • Legal Expenses (separate policy)
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Care, Custody & Control unlimited cover
  • Non-Negligent Cover unlimited cover
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers' Liability £10,000,000
  • Equipment & Property
  • Professional Indemnity £500,000
  • Personal Accident cover
  • Events, Shows and Fundraising
  • Legal Expenses (separate policy)

POLICY INFORMATION

Microchipping

If you provide a microchipping service for domestic animals including scanning of microchips we are able to arrange you with cover for this.

Public Liability

This covers claims arising from the actions of you, an Employee or the animal which has resulted in injury to a third-party or damage to their property due to negligence.

The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.

Products Liability

This section of the policy covers you for claims arising from products supplied by you during the course of your business activities.

The limit of £5,000,000 is standard and is included as part of the Public Liability for no additional charge.

Please contact the office if you are selling home-made items.

Care, Custody & Control unlimited cover

Cover is arrange for any claims made against you for either injury, loss or death of a animal whilst in the care, custody or under the control of you or an employee.

Non-Negligent Cover (dogs only) unlimited cover

This provides cover for claims made against you for the injury, loss or death of a dog due to an accident where you or an employee are not at fault.

Employers' Liability (optional extra)

Where you have paid, voluntary or self-employed helpers working for you in connection with your business, it is a legal requirement that you have Employers’ Liability insurance.

This will provide cover in the event of them being injured whilst working for you due to your negligence.

If you have or are thinking about having work school age experience please contact the office.

The amount of cover provided is £10,000,000.

Equipment & Property (optional extra)

You can add cover for business property and equipment to your policy. This can include most items used for your business ranging from small items such as hand held equipment and stock to large items such as ride a hydraulic table and office equipment.

We are also able to provide additional cover for commercial premises, business interruption, theft of money and your home.

If you are running your dog grooming business from your own home; even if this is from a cabin on your premises, that you notify your home insurer.

Personal Accident Cover (optional extra)

By including Personal Accident cover under your policy you will be provided with a weekly benefit in the event of you suffering an injury whilst carrying out your business activities.

You can choose from benefits of £100 per week payable for 104 weeks or £250 per week payable for 52 weeks. This section of cover also includes a lump sum compensation for accident death, permanent loss of sight and/or limbs and total disablement.

Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.

Professional Indemnity (optional extra)

If you give professional advice as a service for a separate fee such as training students and that advice results in either a physical or financial loss, professional indemnity will cover any resultant claims up to a limit of £500,000.

Events, Shows & Fundraising (optional extra)

Where you organise events, shows or fundraising in connection with your business, we are able to arrange the public liability.

We are able to arrange cover for just the one event or multiple events depending on your requirements.

Legal Expenses (optional extra)

This is a separate policy running alongside your main business policy and will provide cover unexpected Legal Expenses relating to your business. These could relate to employment disputes, property and landlord disputes, contract disputes, tax protection or regulatory compliance and much more. It also provides a 24 hour legal and tax advice helpline along with an online hub of document and contract templates.

What is not covered?

  • Any animal subject to Dangerous Wild Animals Act (DWAA)
  • Any work outside of the United Kingdom
  • Any excess applicable

Excesses

The following excesses are applicable to the business policy only.

Liability Excesses

Public Liability
Third party injury – Nil
Third party property damage – £100
Products Liability – Nil
Employers’ Liability – Nil
Property Excesses

Buildings – £250
Contents – £100
Money – £100
Business Interruption – Nil
All other property claims – £100
Personal Accident – first 7 days of incapacity
For the excesses applicable to the Legal Expenses policy please click here

IMPORTANT INFORMATION

Service Statement

Terms of Business

The Public Liability policy is underwritten by Aspen Insurance UK Limited.

Insurance product Information Document 

Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.

Equipment & Property Key Facts

Legal Expenses Policy is underwritten by Markel International Insurance Company Limited.

Legal Expenses – Key Facts

Legal Expenses Policy Wording

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What our customers think

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