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Dog Clubs, Cat Clubs and Breed Society Insurance

From only £166.20 per year

Or 9 monthly payments of £20.31 (total repayable £182.82)

Request A Quote

Dog Clubs, Cat Clubs and Breed Society Insurance

From only £166.20 per year Or 9 monthly payments of £20.31 (total repayable £182.82)

Request A Quote

Cliverton arranges Public Liability for your regular club or society meetings and AGMs. Our pet breed society and club insurance policy covers third-party injury or property loss or damage caused by any club member or official.

This policy is suitable for Clubs or societies who wish to cover their Public Liability for Club acclivities.

What’s included
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Club Events & Shows
  • Member to Member cover
Optional
  • Employers’ Liability £10,000,000
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Professional Indemnity £500,000
  • Property & Equipment
  • Personal Accident
  • Legal Expenses (separate policy available)
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Club Events & Shows
  • Member to Member cover
  • Employers’ Liability £10,000,000
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Professional Indemnity £500,000
  • Property & Equipment
  • Personal Accident
  • Legal Expenses (separate policy available)

POLICY INFORMATION

Which Clubs Do We Cover?

  • Dog & Cat Clubs

Where you run a club with members we can provide cover for the club activities, whether you are a dog agility club or  a gun dog club this will cover claims arising from the negligence of club members or officials.

  • Breed Societies

Whether you are a livestock, poultry, reptile or any domestic animals breed society, we arrange cover for the societies activities.

  • Falconry & Bird of Prey Clubs

Where you run a club with members, we arrange cover for your club activities including private pleasure flying of the birds.  – Please note this excludes any commercial pest control activities

  • Fishing Clubs

We can arrange cover for your fishing or angling club activities.

Club Activities Covered

  • Club meetings
  • AGMs
  • Field Trials
  • Competitions
  • Use of live ammunition (Gun Dog Clubs)
  • Member to Member
  • Club Events & Shows

Member to Member

Cover is provided for injury or damage to a club/society member or their property caused by a fellow member.

Events, Dog Shows & Fun Days

We arrange cover for events organised by the club which are going to be attended by members of the general public.

Please click here if you require cover for any events that are not related to your club or society.

Public Liability

This covers claims arising from the actions of you,  a club official or an Employee  or voluntary helper which has resulted in injury to a third-party or damage to their property due to negligence.

The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.

Products Liability

This section of the policy covers you for claims arising from products supplied by you during the course of your business activities.

The limit of £5,000,000 is standard and is included as part of the Public Liability for no additional charge.

Employers’ Liability (optional extra)

Where you have paid, voluntary or self-employed helpers working for you in connection with your business, it is a legal requirement that you have Employers’ Liability insurance.

This will provide cover in the event of them being injured whilst working for you due to your negligence.

The amount of cover provided is £10,000,000.

Professional Indemnity (optional extra)

If your club or society gives professional advice as a service for a separate fee and that advice results in either a physical or financial loss, professional indemnity will cover any resultant claims up to a limit of £500,000.

Equipment & Property (optional extra)

You can add cover for business property and equipment to your policy. This can include most items used for your business ranging from small items such as hand held equipment and stock to large items such as ride on lawn mowers and office equipment. We are also able to provide cover for cups and trophies whether stored at a club house or in a private residence.

We are also able to arrange additional cover for commercial premises, business interruption, theft of money and your home.

Personal Accident Cover (optional extra)

By including Personal Accident cover under your policy you will be provided with a weekly benefit in the event of you suffering an injury whilst carrying out your business activities.

You can choose from benefits of £100 per week payable for 104 weeks or £250 per week payable for 52 weeks. This section of cover also includes a lump sum compensation for accident death, permanent loss of sight and/or limbs and total disablement.

Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work

Legal Expenses (optional extra)

This is a separate policy running alongside your main business policy and will provide cover unexpected Legal Expenses relating to your business. These could relate to employment disputes, property and landlord disputes, contract disputes, tax protection or regulatory compliance and much more. It also provides a 24 hour legal and tax advice helpline along with an online hub of document and contract templates..

Exclusions

  • Any animal subject to the Dangerous Wild Animals Act (DWAA)
  • The use of any dogs which are classed as a banned breed.
  •  The use of any dogs subject to a Dog Control Order
  • Personal liability for the use of guns
  • Any excess applicable

Excesses

The following excesses are applicable to the business policy only.

Liability Excesses

  • Public Liability
    • Third party injury – Nil
    • Third party property damage – £100
  • Products Liability – Nil
  • Employers’ Liability – Nil

Property Excesses

  • Buildings – £250
  • Contents  – £100
  • Money – £100
  • Business Interruption – Nil
  • All other property claims –  £100
  • Personal Accident – first 7 days of incapacity

For the excesses applicable to the Legal Expenses policy please click here

IMPORTANT INFORMATION

Service Statement

Terms of Business

The Public Liability policy is underwritten by Aspen Insurance UK Limited.

Insurance product Information Document 

Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.

Equipment & Property Key Facts

Legal Expenses Policy is underwritten by Markel International Insurance Company Limited.

Legal Expenses – Key Facts

Legal Expenses Policy Wording

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What our customers think

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