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Pet Rescue, Wildlife Rescue & Dog Warden Insurance

From only £166.20

Or 9 payments of £20.31 (total repayable £182.82)

Enquire Now

Pet Rescue, Wildlife Rescue & Dog Warden Insurance

From only £166.20 Or 9 payments of £20.31 (total repayable £182.82)

Enquire Now

Cliverton can arrange a tailor-made pet rescue, wildlife rescue and dog warden insurance policy, this product is suitable for people, businesses or rescue organisations who are looking to cover their Public Liability for the rescuing and re-homing of animals. This policy will not provide cover for the animals if they are injured.

What’s included
  • Public Liability £5,000,000
  • Products Liability £5,000,000
Optional
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Events, Shows and Fundraising
  • Professional Indemnity £500,000
  • Personal Accident
  • Equipment & Property
  • Legal Expenses (separate policy available)
  • Public Liability £5,000,000
  • Products Liability £5,000,000
  • Public Liability £10,000,000
  • Products Liability £10,000,000
  • Employers’ Liability £10,000,000
  • Events, Shows and Fundraising
  • Professional Indemnity £500,000
  • Personal Accident
  • Equipment & Property
  • Legal Expenses (separate policy available)

POLICY INFORMATION

Dog Rescues

Whether you are a rescue kennels or an organisation which places dogs into foster care we could arrange Public Liabitliy. This includes collection and delivery of the animals and also micorchipping the rescued dogs.

Where you place dogs into foster care we will require the following information from you prior to being able to provide a quotation  –

  • Dog assessment forms
  • Health & Safety procedures
  • Fostering guidelines

Please note we are no longer able to provide quotations for any organisation which rescues animals from outside of the UK.

Small Animal & Wildflife Rescues

This can be any small domestic animals from cats to snakes. We are also able to  arrange public liability where you rescue wildlife such as hedgehogs.

If your rescue association rescues larger animals such as horses or donkeys these are looked at on a case by case basis.

Dog Wardens

If you are a dog warden or offer dog restraint /animal containment we are able to arrange public liability.

If you do carry out any other tasks in relation to dog restraint please click here to view are security policy which may be more suitable.

Public Liability

This covers claims arising from the actions of you, an Employee or the one of the animals which has resulted in injury to a third-party or damage to their property due to negligence.

The standard limit is £5,000,000; this can be extended to £10,000,000 for an additional premium.

Products Liability

This secton of the policy covers you for claims arising from products supplied by your during the course of your business actvitiees.

The limit of £5,000,000 is standard and is included as part of the Public Liabilty for no additional charge.

Please note this is NOT cover for retail sales where you sell any products.

Employers’ Liability (optional extra)

Where you have paid, voluntary (including foster carers) or self-employed helpers working for you in connection with your business, it is a legal requirement that you have Employers’ Liability insurance.This will provide cover in the event of them being injured whilst working for you due to your negligence.

If you have or are thinking about having work school age experience please contact the office.

The amount of cover provided is £10,000,000.

Professional Indemnity (optional extra)

If you give professional advice as a service for a separate fee and that advice results in either a physical or financial loss, professional indemnity will cover any resultant claims up to a limit of £500,000.

Equipment & Property (optional extra)

You can add cover for business property and equipment to your policy. This can include most items used for your business ranging from small items such as leads and collars and stock to large items such as office equipment. (please refer to the excess)

We are also able to arrange additional cover for commercial premises, business interruption, theft of money and your home.

If you are running your business from your own home we recommend that you notify your home insurer

Personal Accident Cover (optional extra)

By including Personal Accident cover under your policy you will be provided with a weekly benefit in the event of you suffering an injury whilst carrying out your business activities.

You can choose from benefits of £100 per week payable for 104 weeks or £250 per week payable for 52 weeks. This section of cover also includes a lump sum compensation for accident death, permanent loss of sight and/or limbs and total disablement.

Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.

Events, Shows & Fundraising (optional extra)

Where you organize events, shows or fundraising in connection with your business, we are able to arrange the public liability.

We are able to arrange cover for just the one event or multiple events depending on your requirements.

Legal Expenses (optional extra)

This is a separate policy running alongside your main business policy and will provide cover unexpected Legal Expenses relating to your business. These could relate to employment disputes, property and landlord disputes, contract disputes, tax protection or regulatory compliance and much more. It also provides a 24 hour legal and tax advice helpline along with an online hub of document and contract templates.

What is not covered?

  • Any animals rescued from outside of the UK
  • Damage to your property or the property of an Employee
  • Injury to any animal owned by the rescue
  • Injury to the family of an Employee
  • Excludes animals subject to the Dangerous Wild Animals Act (DWAA)

Excesses

The following excesses are applicable to the business policy only.

Liability Excesses

  • Public Liability
    • Third party injury – Nil
    • Third party property damage – £100
  • Products Liability – Nil
  • Employers’ Liability – Nil

Property Excesses

  • Buildings – £250
  • Contents  – £100
  • Money – £100
  • Business Interruption – Nil
  • All other property claims –  £100
  • Personal Accident – first 7 days of incapacity

For the excesses applicable to the Legal Expenses policy please click here

IMPORTANT INFORMATION

Service Statement

Terms of Business

The Public Liability policy is underwritten by Aspen Insurance UK Limited.

Insurance product Information Document 

Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.

Equipment & Property Key Facts

Legal Expenses Policy is underwritten by Markel International Insurance Company Limited.

Legal Expenses – Key Facts

Legal Expenses Policy Wording

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What our customers think

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