Dog walking, pet sitting and house sitting
We believe our pet sitting policy to be unique in the market at present. It can cover all of your requirements for employer’s liability, public liability and property damage.
Pet sitting
It has previously been difficult to arrange public liability insurance on a single policy for pet sitters who also carry out incidental house-sitting, and many pet sitter policies preclude you from boarding pets over night in your own home. Our product can include both of these activities, and it can also include employer’s liability insurance if you have any paid or unpaid helpers.
Cover includes collection and delivery of minded pets, and liability to animals in your care, custody or control.
Where pet sitters, walkers or house sitters are given access to their customers property, there is the possibility that keys will be lost, resulting in the need to replace locks. The cost of replacement locks can be insured, up to £1,000 for any one event.
House sitting
This extension covers public liability in respect of over night stays in your customer’s house, and it includes property in your care, custody or control. Occasional house sitting where no pets are involved can be included, so long as your principal business activity is pet sitting.
Farm animals and horses
Whilst not intended to cover commercial herds, the Cliverton policy can be extended to include the temporary care of horses, poultry and small numbers of farm animals kept in a domestic environment.
Pet taxis and pet re-location
The Cliverton policy can also provide insurance for pet taxis, pet-to-vet services and pet re-location (including overseas). Through a separate policy, we can arrange full mortality cover, on behalf of your customer, for animals in transit within the United Kingdom or overseas, providing door to door protection for their animals.
Dog walking
We are able to provide public liability insurance for dog walkers, including exercise off the lead (where the owner’s written instructions to exercise off-lead have been received). Although there are restrictions on the numbers of dogs under your control at any one time, the number has been set to allow you the maximum flexibility to run your business as you consider appropriate.
Employer’s liability insurance can be arranged for paid or unpaid helpers, and for walkers to whom you sub-contract business.
Summary of cover (you do not need to select all sections)
| Employer’s Liability | £5,000,000 or £10,000,000 |
| Public Liability | £2,000,000 (£5,000,000 available at additional cost) |
| Liability to animals in your care, custody or control |
£5,000 in respect of horses and for all other animals |
| Loss of keys /replacement locks |
£1,000 any one event |
Property damage
We are able to arrange insurance for buildings, contents, tools, equipment, stock and other property used in association with your business.
Fire and theft cover is available for domestic animals whilst located on your premises (excluding horses and farm animals).
Business interruption cover may be added, in order to protect your income following damage by an insured peril.
Excess
The Public Liability and Employers’ Liability sections are not subject to any excess (other than an excess of £250 in respect of damage to third party property). Property damage claims are subject to various levels of excess and full details will be provided at the time of quotation.
To arrange your insurance policy
The cover summarised above can be matched to your particular circumstances. In order to obtain a quotation please either complete the attached Quick Quote form and return it to Cliverton or contact us to discuss your insurance requirements in greater detail. There is no obligation on you at this stage, and the full terms and conditions of the policy will be explained to you. A written quotation will be provided.
Pet minder and walker quick quote online