This shooting club insurance policy is suitable for those who run clay pigeon clubs, rifle and target gun clubs. It is not suitable for those looking to cover personal liability for the use of firearms.
Cover as unique as your business
Don’t take a shot in the dark when it comes to protecting yourself and your club. Here at Cliverton, we can help you understand the risk you may face with our bespoke shooting club insurance cover.
Take cover with shooting club insurance
We understand that when it comes to shooting, you want to focus on the thrill of the sport, not the risks. However, despite taking every precaution to ensure the safety of your members and guests, accidents can still happen. That’s why you need shooting club insurance.
Our team can help tailor your policy to fit your needs and meet your specific requirements. Whether you’re a clay pigeon shooting club, a rifle and target gun club or you offer gun lectures. This means you can focus on hitting your targets and perfecting your aim without worrying about the unexpected.
- Public Liability £5,000,000
- Products Liability £5,000,000
- Public Liability £10,000,000
- Products Liability £10,000,00
- Employers’ Liability £10,000,000
- Member to Member cover
- Professional Indemnity £100,000, £250,000 or £500,000
- Property & Equipment
- Personal Accident
- Public Liability £5,000,000
- Products Liability £5,000,000
- Public Liability £10,000,000
- Products Liability £10,000,00
- Employers’ Liability £10,000,000
- Member to Member cover
- Professional Indemnity £100,000, £250,000 or £500,000
- Property & Equipment
- Personal Accident
POLICY INFORMATION
What activities are covered?
What is covered?
Clay pigeon clubs, rifle clubs, target gun clubs, lectures and education visits on and off site and shoot instruction.
What is excluded? Personal liability for the use of firearms or any activities outside of the United Kingdom. Any excess applicable. Any shoot with more than 50 guns in attendance.
Public Liability £5,000,000
Designed to protect you against liability claims for injury caused to third parties or damage to their property as a result of your negligence, for instance if a stray bullet damaged a member’s car.
The standard limit is £5 million, but it can be extended to £10 million for an additional premium.
Products Liability £5,000,000
This covers the club up to £5 million if a member or guest were to be injured or their property damaged as a result of a defective product that the club had supplied.
Employers’ Liability £10,000,000 (optional extra)
If you have paid, voluntary or self-employed helpers working for your business, you are legally required to have this insurance as this will provide cover should they suffer an injury while at work. The amount of cover provided is £10 million.
Fee Paying Guests (optional extra)
Protection for an individual attending the shoot on a one-off basis who does not hold their own public liability insurance for the use of a rifle or shotgun.
Professional Indemnity (optional extra)
Protects the club should you offer professional advice for a fee, such as shooting instruction, and it results in either a physical or financial loss. The resultant claims can be covered up to a chosen limit of either £100,000, £250,000 or £500,000.
Equipment & Property (optional extra)
We can cover your club property and equipment, from small items to large. We are also able to arrange cover for your clay stock, traps and guns, as well as additional cover for commercial premises, business interruption, theft of money and your home.
Personal Accident Cover (optional extra)
Provides financial compensation should the insured party be injured while carrying out business activities. You can choose from benefits of up to £250 per week.. This section includes a lump sum compensation for accidental death, permanent loss of sight and/or limbs and total disablement.
Please note that this does not cover any pre-existing conditions or illness, or any injury sustained whilst commuting to or from work.
What are the policy excesses?
The following excesses are applicable to the business policy only.
Liability Excesses
- Public Liability
- Third party injury – Nil
- Third party property damage – £100
- Products Liability – Nil
- Employers’ Liability – Nil
Property Excesses
- Buildings – £250
- Contents – £100
- Money – £100
- Business Interruption – Nil
- All other property claims – £100
- Personal Accident – first 7 days of incapacity
IMPORTANT INFORMATION
Terms of Business LBSD v20 06.07.23
CLIVERTON_Provision of Services Statement 03.07.23
The Public Liability policy is underwritten by Certain Underwriters at Lloyd’s.
Equipment & Property is underwritten by Ecclesiastical Insurance Office plc.
Commercial Combined Policy Wording
Legal Expenses Policy is underwritten by ARAG plc.
