
Are you devoted to helping to find furrever homes for cats? Hooked on the rescue and rehabilitation of hedgehogs? Or wild about rescuing British wild birds? Whatever your animal passion, this specialist insurance has you covered.
GET A QUOTEAnimal rescue may be a worthwhile and rewarding venture, but it does not come without its risks. Whether you are caring for cats, swans or hedgehogs, all animal rescues are responsible for the safety of their employees, volunteers and the general public who may visit or interact with the rescue.
From an animal-related injury to your volunteers to property damage, insurance is a vital investment.
The friendly Cliverton team has more than 50 years’ experience sourcing insurance for animal-related businesses and organisations, so you can rest assured that we will find you the right cover at the right price.
As we speak your language, we can also offer empathic support at the time you need us most.
This policy is suitable for people, businesses or rescue organisations who are looking to cover their public liability for the rescuing and re-homing of animals. It is not suitable for those looking to cover vet fees and this policy will not cover the rescuing of dogs. Please visit the dog rescue section of the website.
There are two main types of insurance you need if you run a pet or wildlife rescue centre. Both are included in our pet and wildlife rescue insurance policy.
Public liability – designed to protect you against liability claims for injury caused to third parties or damage to their property as a result of the rescue’s negligence. For instance, a cat bites the finger of a visitor.
Your Cliverton pet and wildlife rescue insurance policy will include public liability cover up to £5 million (but this can be extended to £10 million for an additional premium).
Products liability – This covers the business for the same amount as the selected Public Liability if injuries or damages arise as a result of a defective product that your business supplies.
Please note that this does not cover you for the sale of products, please contact us for more information about retail sales.
Covers you for any small domestic animals from cats to snakes and any small wildlife, such as hedgehogs. If you deal with the occasional larger animals, such as horses or donkeys, please still get in touch as we may well be able to help.
Employers’ liability – if you have paid, voluntary or self-employed helpers working for your business, you are legally required to have this insurance. This will provide cover should a helper get injured and you are deemed liable. The amount of cover provided is £10 million.
If you have or are thinking about having school age work experience, please contact us.
Personal accident – provides financial compensation if the insured party is unable to workdue to an injury or illness, lasting for more than 7 days. If you already have a public liability policy through us, you can add this cover to your existing policy.
Please note that this does not cover any pre-existing conditions or illness.
Professional indemnity – protects your business should you offer professional advice for a fee. For example, advising on training techniques or behavioural issues and it results in either a physical or financial loss. The resultant claims can becovered up to a maximum of £500,000, however lower levels of cover (£100,000 and £250,000) are available at reduced premiums.
Please note, this section does not apply to online courses or banned dog breeds.
Events, shows and fundraising – we can cover one-off and multiple events, shows and fundraising in connection to your business. We automatically include five events free of charge. Should you require more, there will be an additional charge.
Equipment and commercial buildings – cover for your organisation’s property and equipment. This can include handheld small items to larger pieces of furniture and machinery. We are also able to source cover for commercial premises, business interruption and theft of money.
Please contact us to request a proposal form for any equipment and property cover.
Legal expenses - this is designed to protect you from unexpected legal costs arising from business risks. Find out more.
Liability excesses
Property excesses
Terms of Business
Provision of Service Statement
The public liability policy is underwritten by Aspen Managing Agents Ltd, syndicate 4711.
Equipment and property is underwritten by Ecclesiastical Insurance Office plc.
Commercial Combined Key Facts
Combined Liability Policy Wording
Legal expenses policy is underwritten by ARAG Legal Expenses Insurance Company Limited.
Legal Expenses Policy Wording
Important information about our direct debit payment option
We want to make sure that you understand the necessary insurance terms found within our website. This summary should explain anything that you may be unsure of.
Negligence – failure to take proper care
Premium – cost of the insurance policy
Excess – the first part of any claim payable by you
Business interruption – provides cover for loss of income following damage to the premises from which you work. It does not provide cover for pandemics.
Incapacity – inability to carry out activities
Liability – legal responsibility
Benefit – payment made
Compensation – payment made in recognition of loss or injury
Non-invasive – does not penetrate the skin
Banned breed – dogs which are illegal in the UK: American Pit Bull Terrier, Dogo Argentino, Japanese Tosa, Fila Brasilerio and XL Bully.
Indemnity – covers compensation for loss or damage
Common ownership – the use of land by one or more people, which is owned by someone else
DWAA – Animals listed on the Dangerous Wild Animals Act 1976

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