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Terms and Conditions



1. The content of this web site is the sole property of Lycetts Holdings Limited and members of the Lycetts Group. Lycetts Holdings Limited of Bank House, Pilgrim Street, Newcastle upon Tyne, NE1 6QF (CRN 5866203) is the holding company of Lycett, Browne-Swinburne and Douglass Ltd, (Lycetts,) Bank House, Pilgrim Street, Newcastle upon Tyne, NE1 6QF (CRN 00706042). Lycetts, Lycetts Broker Services and Cliverton are trading names of Lycett Browne-Swinburne and Douglass Limited. All intellectual property rights existing in this site (including but not exclusively any copyright and design right) belong exclusively to Lycetts. Lycetts’ statement of copyright ownership must remain on all reproductions of material downloaded from this site. The trademark ‘Lycetts’ and the associated logos are the sole property of Lycetts. Any other trademarks on this site, registered or otherwise, remain the property of the appropriate trademark owner.

2. Whilst Lycetts has taken every care to ensure that the information on this web site is accurate and up to date, no warranties express or implied are given as to the accuracy of the information contained on this web site. No action should be taken or omitted in reliance of any information or advice placed on this web site without first consulting us. Lycetts does not warrant that our services via this web site will be uninterrupted, timely or error free and we will not be liable for any loss or damage if we are unable to provide the web site or its services for any reason.

3. Lycetts shall not be liable for any loss or damage arising out of the use of any of the information on this web site. Whilst every effort has been made to ensure that the content of this web site is virus free, we would recommend that any downloaded information be virus-checked using reputable virus-checking software. Lycetts cannot accept any liability for damage sustained as a result of infection by computer viruses worms, trojans or other malicious content howsoever caused.

4. This web site is operated and controlled from the United Kingdom and these terms and conditions and your use of this web site are governed by and shall be construed in accordance with the laws of England and Wales. Unless otherwise specified, the materials on this web site are directed at and are intended solely for use by those accessing the web site from the United Kingdom mainland. Lycetts makes no representation or warranty that any product, service or information referred to or contained in this web site are appropriate for use in other locations or jurisdictions. Those who choose to access this site from other locations or jurisdictions are responsible for compliance with any applicable local laws.

5. These exclusions of liability shall not apply to any actions arising from death or personal injury caused by the negligence of Lycetts or any of its employees or agents. If any provision of these Terms of Use shall be deemed unenforceable or invalid then that provision shall be deemed severable from the remaining terms and those remaining terms shall be valid and enforceable to the fullest extent permitted by law. For the avoidance of doubt, nothing in these terms shall confer on any third party any benefit or the right to enforce any term or terms. Unless a contrary intention is expressed, nothing in this web site shall be deemed to create a binding contract between Lycetts and any users of this web site.

6. Any information acquired by Lycetts through your use of this web site will be processed in accordance with the Data Protection Act 1998 and any associated Statutory Instruments, Codes of Practice and subsequent Acts of Parliament. For further details please see our Privacy Policy.

7. Lycetts Holdings Ltd is a wholly owned subsidiary of Benefact Group. However, this does not prejudice in any way Lycetts ability to act as an independent broker and to represent exclusively its clients’ interests with the insurers most appropriate to their requirements.

8. Lycetts provide independent insurance broking services. Lycett, Browne-Swinburne & Douglass Ltd is authorised and regulated by the Financial Conduct Authority. Lycetts is a trading name of Lycetts Financial Services Ltd, a wholly owned subsidiary company of Lycett, Browne-Swinburne & Douglass Ltd. Lycetts Financial Services Limited is authorised and regulated by the Financial Conduct Authority.

9. The address for service of documents on Lycetts is Bank House, Pilgrim Street, Newcastle upon Tyne, NE1 6QFBy entering and using this website you are deemed to have accepted the terms of use as outlined above.