
Here at Cliverton, we believe that every dog deserves a safe and fun place to play and that you deserve to run your business with confidence, knowing it is fully covered.
GET A QUOTERunning a play park allows you to share your passion for pooches with other dog lovers. But as a business owner, you also understand the risks that come with providing a space for dogs to play and exercise.
Our team of animal lovers have been arranging dog play park insurance to businesses like yours for years. This means we know your industry inside out. We understand each business is different, each with specific needs and challenges, so we work with you to build a suitable policy for your peace of mind.
This product is suitable for those who require public liability insurance for running a dog playpark business.
There are five main types of insurance you need if you operate a dog walking field or play park business. All are included in our insurance policy.
Public liability – designed to protect you against liability claims for injury caused to third parties or damage to their property as a result of your negligence, for instance if an animal escapes and injures a member of the public.
The standard limit is £5 million, but it can be extended to £10 million for an additional premium.
Products liability – this covers the business up to £5 million if injuries or damages arise as a result of a defective product that your business had supplied.
Care, custody and control – cover is provided for any claim made against you for either injury, loss or death of an animal while in the care, custody or control of you or an employee. For example, a dog is injured after playing on equipment supplied by you. This, however, will not cover any animal owned by you or the business. The standard limit is £5 million.
Non-negligent cover – cover incidents where there is no negligence or fault on the business’ part, but a third party still experiences a loss or injury. For example, two dogs are playing and an injury occurs to one of the dogs. The standard limit is £5 million.
Loss of keys – if you are looking after a customer’s keys as part of your business, we arrange cover should the keys be lost or stolen from either you or an employee or locked in a building. Cover is up to £10,000.
Business activities cover dog play park and supervised dog swimming pools (both indoors and outdoors). This also includes dog soft play areas.
Employers’ liability –if you have paid, voluntary or self-employed helpers working for your business, you are legally required to have this insurance. This will provide cover should a helper get injured and you are deemed liable. The amount of cover provided is £10 million.
If you have or are thinking about having school age work experience, please contact us.
Personal accident – provides financial compensation if the insured party is unable to work due to an injury or illness, lasting for more than 7 days. If you already have a public liability policy through us, you can add this cover to your existing policy.
Please note that this does not cover any pre-existing conditions or illness.
Professional indemnity – protects your business should you offer professional advice for a fee. For example, advising on training techniques or behavioural issues and it results in either a physical or financial loss. The resultant claims can be covered up to a maximumof £500,000, however lower levels of cover (£100,000 and £250,000) are available at reduced premiums.
Please note, this section does not apply to online courses or banned dog breeds.
Equipment and property – cover for your organisation’s property and equipment. This can include handheld small items to larger pieces of furniture and machinery. We are also able to source cover for commercial premises, business interruption and theft of money. Please contact us to request a proposal form for any equipment and property cover.
Legal expenses - this is designed to protect you from unexpected legal costs arising from business risks. Find out more.
The following excesses are applicable to the business policy only.
Liability excesses
Property excesses
Terms of Business
Provision of Service Statement
The public liability policy is underwritten by Aspen Managing Agents Ltd, syndicate 4711.
Equipment and property is underwritten by Ecclesiastical Insurance Office plc.
Commercial Combined Key Facts
Combined Liability Policy Wording
Legal expenses policy is underwritten by ARAG Legal Expenses Insurance Company Limited.
Legal Expenses Policy Wording
Important information about our direct debit payment option
We want to make sure that you understand the necessary insurance terms found within our website. This summary should explain anything that you may be unsure of.
Negligence – failure to take proper care
Premium – cost of the insurance policy
Excess – the first part of any claim payable by you
Business Interruption – provides cover for loss of income following damage to the premises from which you work. It does not provide cover for Pandemics.
Incapacity – inability to carry out activities
Liability – legal responsibility
Benefit – payment madeCompensation – payment made in recognition of loss or injury
Non-invasive – does not penetrate the skin
Banned breed – dogs which are illegal in the UK. American Pit Bull Terrier, Dogo Argentino, Japanese Tosa, Fila Brasilerio and XL Bully.
Indemnity – covers compensation for loss or damage.
Common Ownership – the use of land by one or more people, which is owned by someone else.
DWAA – Animals listed on the Dangerous Wild Animals Act 1976.

As a gamekeeper’s daughter, I have a strong rural background and enjoy attending shoots and going to the local races in Fakenham. My two dogs Pip and Milo (also known as Smilo!) love to go for walks on the beach and around the farm where I live. We also like to venture further afield, with one of our favourite places being the lake district!
I’m have previously volunteered for many charities, so I love the fact that as part of the Benefact Group, we give all our available profits to charities and good causes

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