This will cover your should a third party wish to make a claim against you (sue you) where you are responsible (negligent) for causing them either injury or damage to their property.
This section of the policy covers you for claims arising from products supplied by you during the course of your business activities, for some of our policies this is included free of charge.
If you give professional advice as a service for a separate fee and that advice results in either a physical or financial loss, professional indemnity cover will protect you against this loss.
An excess is the first part of any claim which you have to pay.
No, we are an insurance broker.